Fintech: Beyond Faster Payments

Noam Silva

Innovation Scout

The fintech market continues to evolve at a rapid pace, reshaping from core infrastructure to user experience.
At L Marks, we keep a close eye on these shifts. From tools that streamline internal operations to platforms that open entirely new markets, today’s fintech isn’t only about faster payments anymore. It’s about saving time, protecting revenue streams and strengthening both security and compliance.

Here are some Industry Standouts paving the way:

Inabit: a self-custody crypto management platform built for businesses, with a strong focus on payments and stablecoin infrastructure. By combining secure digital asset custody with scalable integration tools, it enables enterprises and developers to streamline transactions, manage operations, and embed next-generation financial systems with confidence.
Founder & CEO: Leon Okun

B24: combines omnichannel marketing automation with an adaptive multi-merchant wallet, enabling peer-to-peer transfers of money, bonuses, or coupons. Its no-code platform leverages AI, chatbots, and personalisation to help merchants streamline customer engagement, automate e-commerce interactions, and blend online and offline experiences.
Founder & CEO: Valery Migirov

TropiFlo positions itself as a “co-data scientist,” using generative AI to automate the end-to-end ML engineering workflow — from reading research to generating code, testing models, and benchmarking performance. By keeping data on-premise, it ensures privacy while saving teams significant development time — a pitch the founder frames as giving users more time back for their lives outside of work.
Founder & CEO: Oz Kilim & Jonathan Gdalevich

LumiShareis a blockchain platform that tokenises renewable energy projects, turning real-world infrastructure into verified, yield-generating assets. Through its LumiPlace marketplace, it gives investors transparency via smart contracts and real-time data, while helping developers access capital more quickly and efficiently than through traditional channels.
Founder & CEO: Ben Sharon

Crymbobuilds an identity and compliance layer that connects traditional finance with Web3. Its decentralised oracle and API stack enable real-time identity validation and privacy-preserving compliance, helping institutions overcome regulatory and interoperability barriers in digital asset trading.
Founder & CEO: Eyal Daskal

Alongside these innovations, another area drawing significant attention is revenue recovery and chargeback management. Here, fintech plays a direct role in helping merchants reduce losses, handle disputes more efficiently, and keep more of their earned revenue.

Paddle provides a merchant-of-record platform that manages payments, subscriptions, tax compliance, and fraud protection for software and SaaS businesses in 200+ markets. Taking on the complexity of global revenue operations it allows companies to scale internationally without building their own billing or compliance infrastructure.
Founder & CEO: Christian Owens & Harrison Rose

Flycode: helps SaaS and subscription businesses reduce involuntary churn from failed payments. Using AI-driven payment optimisation and smart retry logic, it tailors recovery models to each merchant and customer base, boosting ARR by maximising successful transactions.
Founder & CEO: Tzachi Davidovich & Etai A.

Justt AI offers an AI-driven chargeback automation platform that helps online merchants recover lost revenue at scale. Its system automates evidence collection, dispute submission, and fraud detection, while giving merchants visibility into chargeback data and trends through a dedicated dashboard.
Founder & CEO: Ofir Tahor & Roenen Ben-Ami

We’d like to hear from you!

If you’re an entrepreneur building in these areas, we’d love to hear from you. Exciting things are happening at L Marks, and we want to talk. Reach out at noam@lmarks.com.